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How can you protect yourself against identity theft? It may seem a tough job but in reality some of the best steps you can take are cheap and easy. And you should consider doing them right now and not wait until you have been a victim.Watch bank and credit card accounts – look at statements, login to you accounts regularly, check transactions for any suspicious and unusual activity.Get rid of paper where possible – clear mailboxes, shred sensitive documents, remove anything that has your data on it if you possibly can – how about getting things delivered electronically?Take care of your wallet and only carry information that you will really need. Most trips require simple, straightforward and essential things. A full wallet contains valuable information for criminals.Online accounts should be protected with hard to decipher passwords. Change them on a regular basis and choose ones that cannot easily be guessed.There is a move to be being provided with free credit reports. These are useful and can show you if someone else has been applying for credit in your name. You can get one per year from each of the three credit monitoring companies.Apply to a credit monitoring service to watch over activity in your accounts. They will alert you to all transactions and requests on your credit status which you can then check yourself for accuracy. As mentioned, companies also provide free annual credit reports if you ask them – you can stagger your requests so that you get one from each company every 4 months.
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