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The First Five Years of the Euro - A Positive Evaluation The relatively new European Currency - The Euro - has just passed its first five years' lustrum. Five years for a new currency is not enough to elaborate a full evaluation because that would require a longer existence to analyze the development over a mayor economic cycle of about eleven years. Yet a concise evaluation shows anything but a negative outcome for the Euro. Organizing Principles and Design Choices – the Pension System Example A system is an organization that is specialized in performing a certain function. A pension system for example is specialized in managing pensions. As systems are designed and built by human beings they operate according to certain design or organizing principles. Systems are needed and designed continuously and the way such systems are designed will lead the functioning of the organization that uses them. To see this have a look at the pension systems that is used in your country. Environmental Trends – Increasing Noise Pollution Some countries more than others. some cities more than others, some streets more than others… yet noise is everywhere and noise problems will continue to increase in time. Optimism and Short Term Credits in Spain A recent article in a Spanish newspaper revealed that short term credit in Spain reaches one billion euro this years. This announcement interested me, because the Dutch are famous for their propensity to save; they export more than they import, which is just the opposite in Spain where the imports outweigh the exports. The Impact of Terrorism on Our Productivity A recent decision of a pilot to return to base was perhaps not a precedent but marks very well the economical problems we are facing with terrorism. If we assume that there is only one "box" of money, then the (extra) amount that is spend on security will diminish the amount that will be available for other areas. And this will not only affect government but also private companies. Productivity in Spain - Where are the Opportunities? (2) In Fact, the implicit relation between a long working week and a lower than average productivity needed some more explanation. Therefor this appendix About Productivity in Economics Productivity is an economic concept which measures the efficiency of production. This is represented by a simple ratio of the resources that are required to produce a certain output. The ratio could be calculated for labour (human resources), capital or land, but the last two have little significance. Labour efficiency does make sense because it indicates the "efficiency" of the human resources, said differently

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