Joseph Hanoa's Articles in Personal Finance

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Practical Ways to Save at the Pump You can’t do much about gas prices, but you can still save at the pump. Not a bundle of money, but perhaps two or three dollars per fill up. While this may not sound like a lot of money it does add up to as much as $200 per year or more, depending on your driving habits. Who doesn’t want to save at the pump? You know that you do. Participating In A Retirement Plan is Found Money If your employer offers a retirement plan, then taking advantage of that plan is essential toward building wealth. Many companies are now offering what is called 401(k) plans which is an IRS code for this type of retirement vehicle. Keep Disasters From Ruining Your Personal Finances That tornado ripping through your home has done more than damage your residence. How to Manage Your Grocery Bill It can be painfully clear: your grocery bill eats up a significant part of your monthly budget. Some families report that as much as 30, even 40 percent of their budget is spent on food items that they must have and simply cannot do without. Is your grocery bill unmanageable? If so, read on and we’ll take a look at ways you can trim the cost without trimming the food. Bank Charges Are A Real Money Killer! Some of the most difficult things for consumers to swallow are the various bank charges out there. If you aren't aware of them, you could be hit with various fees and charges every month that can wreak havoc on your finances. Are bank fees getting to you? Are you aware of what you are paying every month? Read on and we'll explore some of the nasty fees out there and what you can do about them!

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