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Nick J Stephens's Articles in Credit

  • Refused Credit - Why Me?
    You have been refused a loan because of bad credit, why? You now assume that getting a car loan, mortgage or credit card is now going to be impossible. Don't panic, having been refused credit does not mean you will never be able to borrow again.
  • Bad Credit - How Bad is Bad? Part 1
    WARNING – If you are searching around for new credit after having bad credit, do not let the lenders do multiple credit searches. If you have lots of new credit searches done your credit report will show these and it can affect your credit score making the situation worst.

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