Peter Emerson's Articles in Structured Settlements

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Pre Settlement Funding Pre settlement funding is one of two lawsuit settlement funding methods, in which a person who has filed a compensation case can get funding in the form of a non-recourse loan from a pre settlement funding company on the basis of his or her pending case. Even if the settlement or verdict amount is smaller than anticipated Post Settlement Funding Post settlement funding is a method to access one’s verdict cash before the distribution of the compensation cash. Post settlement funding companies provide money to a plaintiff, which will be somewhat lesser than the verdict amount. Structured Settlement Funding Structured settlement funding is the funding over a structured settlement, a settlement in which the reward is paid to the plaintiff over a course of time. The period of time will vary according to the merit of the settlement, often from two years to the remaining life time. Unlike pre settlement funding, structured settlement funding does not depend upon the assumed strength of the settlement, as the settlement value is already determined. More over, an annuity or government bond generally guarantees structured settlements. Settlement Funding Services Settlement funding services come in handy both to plaintiffs and their attorneys fighting against mighty defendants. Settlement funding services provide money on the merit of a particular court case. They do so for a fee that they will get only after the settlement or verdict. Settlement funding services are non-recourse services and are helpful in cases that usually take years to complete. Settlement funding services may be pre-settlement funding services or post-settlement funding services. Settlement Funding Settlement funding is the money made available to a plaintiff by a settlement funding company or attorneys fighting the case. Settlement funding may be a structured settlement or lawsuit settlement or life settlement. A structured settlement is the payment of money for a personal injury claim where all or part of the settlement calls for future periodic payments. Lawsuit settlements are settlements based on compensation cases. Life settlements are based on Life Insurance policies. Settlement Cash Advance Settlement cash advance is a common term used in lawsuit cash advance industry to refer to the amount which the lawsuit cash advance companies pay to a plaintiff who has filed a strong compensation case in a court but does not have sufficient money to pursue the case, as it may take many months for the verdict to come. The settlement cash advance is sanctioned on the basis of the merit of the case and the assumed settlement or verdict amount. The rates the lawsuit cash advance companies charge are quite high due to the fact that they only recover their settlement cash advance if the case gets a positive verdict. The plaintiff has the choice of paying a flat fee or a recurring fee. Life Settlement Funding Life settlement funding, also known as senior settlement or life time settlement, is a scheme that allows qualified life insurance policy owners to liquidate a life

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